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Member of the Platinum Circle - A group of the most talented, dedicated Mortgage Consultants at National City Mortgage.
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Click here for valuable, free information
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Buying a Home Is One of the Biggest Decisions in Your Life!
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Which Type of Loan Is
Right for You?
We Offer 200+ Products
Click Here for more details
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Loan Type |
Advantages |
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Fixed Rate |
Interest rates or principal and interest payments that stay the same for the life of your loan - 10, 15, 20 and 30 year terms |
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Adjustable Rate
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Qualify for a higher mortgage and enjoy a lower initial interest rate and payment
Adjustment periods vary depending on which product you choose |
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Affordable Housing Programs |
Great for first-time homebuyers. Little or no down payment required with potentially lower interest rates. |
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Jumbo Loans |
Choice of a fixed or adjustable rate. Mortgage interest may be leveraged as a tax deduction (Consult a tax advisor on the deductibility of interest.) |
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FHA/VA Loans |
Little or no down payment required. Great for first-time homebuyers with a choice of a fixed or adjustable rates. |
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Programs subject to change without notice. |
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We Say "Yes!" More Often
Many people are hesitant to inquire about a mortgage. Many of our loans are approved on the spot during your first meeting. We offer a full range of traditional loans:
- Conventional Loans
- Government programs
- No money down programs
- Interest only
- First time homebuyers programs
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Get Ready for a World Class Experience
I have the Competence, Commitment, and Character to deliver a world class experience to my clients. My goal for every transaction is to not only produce merely satisfied customers, but long-term business advocates. I know I can only accomplish this by providing an experience that is hassle-free, financially beneficial, fun, and personally rewarding.
Competence
I have held several key finance and management positions throughout my 15 year career in the real estate and related services industry. A graduate of Crossland High School in Temple Hills, MD, I hold a B.S. Degree in Accounting from the University of Maryland, University College. I received my CPA Certification in the state of Virginia in 1994. My strong finance background and industry experience make me uniquely suited to provide in-depth comparative analyses of multiple loan options and to structure complex transactions, particularly for self-employed and high income/net worth individuals.
Commitment
Whether you have squeaky clean credit or a history of credit problems, I am committed to exploring every option available to my clients. I will leave no stone unturned in an attempt to find the loan product that best suits your needs. With literally hundreds of different loan products on the market these days, most borrowers are never even aware of certain potentially attractive options. This is because their loan officer either did not know about other programs or did not want to take the time to explain all of their options. I know my product line and will give you all of the information necessary to make a clear and fully informed decision in your best interest.
Character
I am guided by 3 principles as I work with my clients:
- Care for the Client - Always act in their best interest.
- Communication is Critical - Always be there for the client. Be accessible and provide frequent, consistent updates. Attend settlement.
- Create Lifetime Relationships - Treat each client's loan with the same level of care and concern as if it were my own.
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One of my clients sums it up best:
"After working with Gene, I knew I would never have to shop for another
loan officer for the rest of my life!"